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Credit Counseling and Recovery Service supports the recovery of  credit and finances of those who are suffering from heavy debt loads and credit problems.
  • 2020
    • Sept.23, 2020 : We made a revision of the Credit Recovery Support Agreement, especially to improve our support of vulnerable debtors and those whose default period is short.
    • Apr. 29, 2020 : We implemented Special Case Support of Debt Management for victims of COVID-19.
    • Mar. 23, 2020 : We implemented Special Postponement of Repayment for victims of COVID-19.
    • Jan. 17, 2020 : We extended the range of eligibility for Debt Management of Personal Rehabilitation Mortgage Loan.
  • 2019
    • Sept. 23, 2019 : We implemented two new policies : Rapid Debt Management Program for those in default crisis and Principal Reduction of Ordinary People’s Debts that are Not Charged-off.
    • July 8, 2019 : We implemented Special Program of Debt Exemption for Vulnerable Debtors.
    • Apr. 1, 2019 : We implemented Estimation System of Reduction Rates Considering Debtors’ Repayment Abilities.
    • Jan. 17, 2019 : We implemented Demonstrative Project on Debt Management of Personal Rehabilitation Mortgage Loan.
  • 2018
    • Sept. 20, 2018 : We implemented Reduction of Interest Rates for Proactive Debt Management(Pre-Workout) clients who Steadily Repayed.
    • Feb. 26, 2018 : We implemented Exceptional Policy on Mortage Loan Debt Management.
  • 2017
    • Jun. 23, 2017 : We expanded the Support of Filing for Personal Rehabilitation and Bankruptcy(Fast-track system) to a national basis.
    • Jan. 2, 2017 : We simplified the necessary papers for applying for debt management through Public Information Sharing System.
  • 2016
    • Oct. 4, 2016 : The license of Credit Counselor received national certification.
    • Sept. 23, 2016 : We re-launched as a special corporation based on 「Microfinance Support Act」
    • July 1, 2016 : We implemented Debt Management Plan Tailored to Clients’ Financial Situation.
    • Apr. 1, 2016 : We implemented Extensive Principal Reduction for the Socially Vulnerable People.
  • 2015
    • Apr. 27, 2015 : We implemented the Sunshine Loan Program for College Students and Youth.
  • 2014
    • Aug. 19, 2014 : We implemented Assistance in Application for Personal Rehabilitation and Bankruptcy.
    • Mar. 3, 2014 : We expanded the eligibility of Debt Management of Claims for Indemnity Held by Credit Guarantee Organizations.
  • 2013
    • Jun. 10, 2013 : We expanded the eligibility of Proactive Debt Management(Pre-Workout).
    • May 13, 2013 : We improved the standard of debt management in credit business.
    • Apr. 22, 2013 : We implemented extensive Debt Management of Real Estate Mortgage Loans.
  • 2012
    • Jun. 18, 2012 : We implemented a Guarantee Service of High Interest Rate Conversion Loan for College Students and Youth.
    • Apr. 2, 2012 : We implemented Support Program for Re-establishment of Small and Medium-sized Enterprises
  • 2011
    • Mar. 14, 2011 : We launched a cyber consulting branch to provide online counseling and reception services.
    • Mar. 2, 2011 : We implemented Credit Recovery Support Program for Overseas Koreans.
  • 2010
    • Sept. 12, 2010 : We implemented the first license examination of Credit Counselor.
    • Apr. 14, 2010 : We began issuing Credit Counseling Reports.
  • 2009
    • Sept. 21, 2009 : Our Counseling Center gained certification of 'ISO9001’ for its quality of service.
    • Apr. 13, 2009 : We implemented the Proactive Debt Management(Pre-Workout) Program.
  • 2008
    • Jun. 2, 2008 : We implemented a Credit Recovery Support Program Using the National Pension Loan Scheme.
    • Jun. 2. 2008 : We removed the public record saying ‘In the progress of credit recovery support’(1101) from the credit reports of clients who pay steadily.
  • 2007
    • Nov. 13, 2007 : We began issuing debit cards for clients who finished their payments.
    • Jan. 1, 2007 : We implemented Support Program for the Re-launch of Start-up Entrepreneurs Who Had Failed.
  • 2006
    • Nov. 13, 2006 : We started microfinance services.
    • Apr. 3, 2006 : We launched 『Counseling Services for Private Loan Complaints』
  • 2005
    • Nov. 8, 2005 : We established support for the socially vulnerable people and military personnel on duty.
    • Apr. 1, 2005 : We implemented a special credit recovery program for debtors who defaulted due to living expenses
  • 2004
    • Dec. 1, 2004 : We started free legal counseling services.
    • Apr. 1, 2004 : We implemented a one-stop service for debt management.
  • 2003
    • Dec. 8, 2003 : We installed an employment support center.
    • Nov. 1, 2003 : We were established as a non-profit corporation.
  • 2002
    • Oct. 1, 2002 : We started the operation of Credit Counseling and Recovery Service.
    • July 31, 2002 : We held a hearing for a draft Agreement among financial institutions to introduce the credit recovery support system.