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Core Services

신용회복위원회는 과중한 채무와 신용문제로 고통받는 분들의 신용회복과 경제적 재기를 지원합니다.
Our
Core
Services

Individual Workout and
Pre-Workout

  • We examine your credit and debt problems and suggest
    an appropriate solution.
  • As for over-indebtedness, we provide debt management through our workout programs and promote recovery of your credit.

Assistance in Applying for Individual
Rehabilitation and Bankruptcy

  • We provide free assistance in filing for individual rehabilitation and bankruptcy to over-indebted people who need judicial relief.
  • Our Fast-Track Agreement with major courts across the country enables a simplified and speedy filing process.

MicrofinanceServices

  • We offer small loans to low-income and poor-credit individuals who have difficulties in getting services from financial institutions.
  • We jointly operate the Financial Inclusion Service Center with the Korea Inclusive Finance Agency which is founded on the basis of 「 Microfinance Support Act 」.

Fostering a Healthy Credit Environment

  • We offer teenagers, college students and general public education about financial management, reasonable consumption, and the methods of credit management.
  • We develop various campaigns with the government and other public organizations in order to build a healthy credit environment.

Other Core Services

  • Support for SME entrepreneurs' credit recovery and re-startups of their businesses
  • Administration of the 『Credit Counselor』 license exam in accordance with the 『Framework Act on Qualifications』
  • Management of the Credit Recovery Support Agreement based on 「 Microfinance Support Act 」
  • Research, policy proposals and philanthropic activities that are necessary for the stability of common people’s lives